Is true progress being made when it comes to DE&I?

Global execs weigh in

Is true progress being made when it comes to DE&I?

For long-serving industry leaders who have seen insurance through good times and bad times alike and helped to weather those storms, seeing the progress of diversity, equity & inclusion (DE&I) initiatives has alternately served as a lesson in patience and an illustration of the power of persistence. With that in mind, these leaders are well-placed to tackle a question fundamental to the future of the market – is genuine headway being made when it comes to DE&I?

Progress in DE&I initiatives

Offering his perspective, as somebody who has served the insurance profession for over three decades, Alastair Swift, head of CRB global lines of business at WTW and CEO of Willis Ltd, noted that insurance has changed a lot since he started. That’s something he is very glad of, he said, as it would be fair to say that back when he first came to the sector, DE&I was not a subject on the agenda of most organizations.

“There has been a massive change for the better,” he said. “Bit by bit, the industry has grown and your own journey grows with it as you see the change and you see the benefit in embedding this in the DNA of your business and how you run your business.”

See also Political peril now “everyone’s risk” – WTW

Chief people officer for AXIS, Noreen McMullan also attested that when she started her career in insurance, DE&I was not a topic that was up for discussion in any meaningful way. At most, she said, it was something included in a report reviewed once a year and shelved the rest of the time. However, it has been heartening to see how far so many companies have come since then, for all that there is still more work to be done.

“Today, more organizations including AXIS, subscribe to the belief that diversity of talent brings diversity of thought,” she said. “As a result, diverse organizations benefit from a wider range of knowledge and experience which contributes towards driving business results.

“At AXIS, DE&I continues to be a top priority and we approach this work with a bottom-line driven mentality. For example, we set a DE&I goal to achieve global gender parity in all levels of our workforce by 2025, as well as goals to increase ethnic and female senior representation.”

The evolution of the DE&I proposition

Speaking with Insurance Business shortly following the publication of WTW’s ‘Global Gender Wealth Equity Report’, John Ball, head of Great Britain at WTW, highlighted how action around DE&I have evolved. It started with diversity, he said, and now it includes equity and equitable outcomes.

On the subject of gender pay, Ball noted that: “Gender pay is not the only factor that impacts retirement wealth but, of course, the amount people are paid it is a very important factor and differences can be dramatically exacerbated over the course of a career. Several of the strategies we are using to narrow our own gender pay gap include understanding the barriers that women face in navigating the corporate environment and focusing on equitable career trajectories.

See also The Progressive Co. strikes gold with hold rating, investor buzz

“This will help more women to reach the most senior, high-paying, roles and help us in closing the wealth gap. We also see that retirement plans, including state benefits, are a significant component of accumulated wealth. Our research highlights the importance of employer-sponsored plans and awareness of the financial advantages of these.”

Changing attitudes and new conversations

UK CEO of the re/insurance broking giant BMS Ian Gormley revealed that he too has seen changing attitudes to DE&I and has found it encouraging to see the insurance profession open up to having new conversations. He also emphasized the work being done by market bodies and individual market players to create dedicated, specialist roles to, “navigate the change in recruitment and development strategies that is required”.

“Internally,” he said, “I’ve seen our conversations really progress following the roll out of our Speaking Up and Inclusive Leadership program, focusing on effective communication, allyship and leading with empathy. We designed this in partnership with an excellent provider, using forum theatre and actor-coaches to bring scenarios to life and the impact has been huge. We recognized the real shift comes from continued conversations and have invested in ongoing workshops and touchpoints for all colleagues.”

Touching on how the outlook toward DE&I has shifted in the Lloyd’s market, Lloyd’s CEO John Neal pinpointed that Lloyd’s ‘Culture Survey’ results reveal that the market is now a more inclusive place than it has been before.

He added that it’s critical to note that one of the true differentiators of the insurance marketplace has been its ability to attract talent, which is why the market needs to be inherently inclusive if it wants to attract and represent the very best in insurance. The market is highly attuned to the need for more education around DE&I to ensure it meets its culture goals, he said, and leadership accountability for change is an important part of shifting attitudes.

See also Global Q1 cat losses hit dozen-year high

“Does it feel different on the ground, or in the room? I’m not sure it does yet – but that’s hopefully the step that follows a mindset shift,” Neal said. “Every year for the last eight years, the insurance industry globally has hosted Dive In which is all about DE&I. [In 2022], there were over 25,000 attendees to events from 98 countries. This is absolutely showing that attitudes are shifting but we need to work out how to turn this into action.

1,848 thoughts on “Is true progress being made when it comes to DE&I?

  1. I believe what you postedtypedsaidthink what you postedwrotebelieve what you postedwrotesaidthink what you postedwroteWhat you postedwrote was very logicala bunch of sense. But, what about this?think about this, what if you were to write a killer headlinetitle?content?typed a catchier title? I ain’t saying your content isn’t good.ain’t saying your content isn’t gooddon’t want to tell you how to run your blog, but what if you added a titleheadlinetitle that grabbed a person’s attention?maybe get a person’s attention?want more? I mean %BLOG_TITLE% is a little plain. You might look at Yahoo’s home page and watch how they createwrite news headlines to get viewers to click. You might add a related video or a related picture or two to get readers interested about what you’ve written. Just my opinion, it could bring your postsblog a little livelier.

  2. fantastic submit, very informative. I’m wondering why the other experts of this sector do not understand this. You should continue your writing. I am sure, you have a huge readers’ base already!

  3. Today, I went to the beach with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

  4. First off I want to say terrific blog! I had a quick question that I’d like to ask if you don’t mind. I was curious to know how you center yourself and clear your mind before writing. I have had trouble clearing my mind in getting my thoughts out. I do enjoy writing but it just seems like the first 10 to 15 minutes are usually wasted just trying to figure out how to begin. Any suggestions or tips? Thank you!

  5. I think what you postedtypedsaidbelieve what you postedtypedsaidbelieve what you postedwrotesaidthink what you postedtypedsaidWhat you postedtypedsaid was very logicala lot of sense. But, what about this?consider this, what if you were to write a killer headlinetitle?content?typed a catchier title? I ain’t saying your content isn’t good.ain’t saying your content isn’t gooddon’t want to tell you how to run your blog, but what if you added a titleheadlinetitle that grabbed a person’s attention?maybe get a person’s attention?want more? I mean %BLOG_TITLE% is a little vanilla. You ought to look at Yahoo’s home page and see how they createwrite post headlines to get viewers interested. You might add a video or a related pic or two to get readers interested about what you’ve written. Just my opinion, it might bring your postsblog a little livelier.

  6. Fantastic site you have here but I was curious about if you knew of any discussion boards that cover the same topics talked about in this article? I’d really love to be a part of online community where I can get advice from other knowledgeable individuals that share the same interest. If you have any recommendations, please let me know. Cheers!

  7. Hey would you mind stating which blog platform you’re using?
    I’m planning to start my own blog in the near future but I’m having
    a difficult time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your design seems different then most
    blogs and I’m looking for something completely unique.
    P.S My apologies for getting off-topic but I had to
    ask!

  8. We stumbled over here different page and thought I may as well check things out.
    I like what I see so now i am following you.
    Look forward to going over your web page yet
    again.
    jawoo

  9. obviously like your web-site however you
    need to test the spelling on quite a few of your posts.
    Several of them are rife with spelling issues and I in finding it very bothersome to inform the reality nevertheless I will surely come back again.
    jawoo

  10. Wonderful goods from you, man. I’ve understand your stuff previous to and you are just too wonderful.
    I actually like what you’ve acquired here, certainly
    like what you are stating and the way in which you say it.
    You make it enjoyable and you still care for to keep
    it wise. I cant wait to read much more from you. This is actually a great web site.

  11. ทางเรา relxthaiclub.com ต้องขอบอกได้เลยว่า เป็นตัวแทนหลักอย่างเป็นทางการในไทย ที่ใหญ่ที่สุด และเป็นเจ้าเดียวกับ RELX THAILAND สินค้าทุกแบรนด์ ทุกรุ่น เราได้ทำการคัดสรร บุหรี่ไฟฟ้า ที่เป็นหนึ่งในนวัตกรรม ช่วยเลิกบุหรี่ ที่มีประสิทธิดีเยี่ยม
    และช่วยได้จริง มาให้ลูกค้าได้เลือกใช้ Relx
    Infinity plus , Ks quik , Ks Kurve , Ks Kurve lite , Kardinal Stick , kss pod โดยสินค้าทุกชิ้นของเรา สั่งตรงจากโรงงาน

  12. Hey! I know this is somewhat off-topic but I had to ask. Does building a well-established blog like yours take a massive amount work? I’m completely new to blogging but I do write in my diary daily. I’d like to start a blog so I can share my experience and thoughts online. Please let me know if you have any suggestions or tips for new aspiring bloggers. Appreciate it!

  13. I loved as much as you’ll receive carried out
    right here. The sketch is tasteful, your authored subject matter stylish.
    nonetheless, you command get bought an impatience over that you wish be delivering the following.
    unwell unquestionably come more formerly again since exactly
    the same nearly a lot often inside case you shield this hike.

  14. Excellent post. I used to be checking continuously this blog and I am inspired! Very useful information specially the ultimate phase 🙂 I deal with such info a lot. I used to be seeking this particular info for a long timelong time. Thank you and good luck.

  15. First off I want to say great blog! I had a quick question in which I’d like to ask if you don’t mind. I was curious to know how you center yourself and clear your mind before writing. I have had a tough time clearing my mind in getting my thoughts out. I do enjoy writing but it just seems like the first 10 to 15 minutes are generally wasted just trying to figure out how to begin. Any ideas or tips? Appreciate it!

  16. Hi, Neat post. There is a problem together with your site in internet explorer, may check this? IE still is the marketplace leader and a good component of folks will leave out your great writing due to this problem.

  17. Good day! I know this is kinda off topic however I’d figured I’d ask. Would you be interested in exchanging links or maybe guest writing a blog article or vice-versa? My website discusses a lot of the same subjects as yours and I believe we could greatly benefit from each other. If you might be interested feel free to send me an e-mail. I look forward to hearing from you! Wonderful blog by the way!

  18. Hello there, simply become aware of your blog thru Google, and found that it is really informative. I’m gonna watch out for brussels. I will appreciate should you continue this in future. Lots of folks might be benefited from your writing. Cheers!

  19. whoah this weblog is great i like reading your articles. Stay up the
    great work! You understand, lots of individuals are hunting around for this info,
    you could help them greatly.

  20. Hi there, I discovered your web site by means of Google
    while looking for a comparable topic, your web site got here up, it
    appears to be like great. I’ve bookmarked
    it in my google bookmarks.
    Hello there, just was aware of your blog via Google, and located that it’s truly informative.
    I’m going to be careful for brussels. I will be grateful in case you continue this in future.

    Lots of other folks will be benefited from your writing.
    Cheers!

  21. fantastic issues altogether, you just won a logo new reader. What might you suggest in regards to your submit that you simply made a few days ago? Any positive?

  22. Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.

  23. Hello There. I found your blog using msn. This is a very well written article.
    I will make sure to bookmark it and return to read more of your useful information.
    Thanks for the post. I will definitely comeback.

  24. Hey I am so thrilled I found your site, I really found you by error, while I was researching on Digg for something else, Regardless I am here now and would just like to say thank you for a fantastic post and a all round enjoyable blog (I also love the theme/design), I dont have time to read through it all at the minute but I have saved it and also included your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the superb jo.

  25. First off I want to say terrific blog! I had a quick question in which I’d like to ask if you don’t mind. I was curious to know how you center yourself and clear your thoughts before writing. I have had trouble clearing my mind in getting my thoughts out. I do enjoy writing but it just seems like the first 10 to 15 minutes are wasted just trying to figure out how to begin. Any ideas or tips? Thank you!

  26. I think what you postedtypedsaidthink what you postedwrotesaidbelieve what you postedtypedsaidthink what you postedwroteWhat you postedtypedsaid was very logicala lot of sense. But, what about this?consider this, what if you were to write a killer headlinetitle?content?typed a catchier title? I ain’t saying your content isn’t good.ain’t saying your content isn’t gooddon’t want to tell you how to run your blog, but what if you added a titlesomethingheadlinetitle that grabbed a person’s attention?maybe get a person’s attention?want more? I mean %BLOG_TITLE% is a little vanilla. You could peek at Yahoo’s home page and watch how they createwrite news headlines to get viewers interested. You might add a video or a related picture or two to get readers interested about what you’ve written. Just my opinion, it might bring your postsblog a little livelier.

  27. Hello there! Quick question that’s completely off topic. Do you know how to make your site mobile friendly? My site looks weird when viewing from my iphone4. I’m trying to find a theme or plugin that might be able to fix this problem. If you have any suggestions, please share. Appreciate it!

  28. Wonderful goods from you, man. I’ve consider your stuff prior to and you’re simply too wonderful. I really like what you’ve got here, really like what you’re stating and the way during which you assert it. You are making it entertaining and you still take care of to stay it sensible. I can not wait to read far more from you. This is actually a great website.

  29. My spouse and I absolutely love your blog and find a lot of your post’s to be what precisely I’m looking for. Do you offer guest writers to write content for you? I wouldn’t mind publishing a post or elaborating on a lot of the subjects you write related to here. Again, awesome web log!

  30. I have been surfing online more than three hours today, yet I never found any interesting article like yours. It’s pretty worth enough for me. In my opinion, if all webmasters and bloggers made good content as you did, the internet will be much more useful than ever before.

  31. Thank you a bunch for sharing this with all folks you really recognise what you are talking approximately! Bookmarked. Please also discuss with my site =). We could have a link exchange contract among us

  32. You can definitely see your enthusiasm in the article you write. The world hopes for more passionate writers like you who aren’t afraid to mention how they believe. Always go after your heart.

  33. Fantastic goods from you, man. I’ve understand your stuff previous to and you’re just too fantastic. I really like what you’ve acquired here, really like what you’re stating and the way in which you say it. You make it entertaining and you still take care of to keep it smart. I can not wait to read far more from you. This is actually a great site.

  34. I do agree with all the ideas you have introduced for your post. They are very convincing and will definitely work. Still, the posts are too quick for novices. May you please extend them a bit from next time? Thank you for the post.

  35. An impressive share! I have just forwarded this onto a coworker who was doing a little research on this. And he in fact bought me lunch because I discovered it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending time to discuss this matter here on your internet site.

  36. Hi, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam comments? If so how do you reduce it, any plugin or anything you can advise? I get so much lately it’s driving me insane so any assistance is very much appreciated.

  37. You can definitely see your expertise in the article you write. The arena hopes for more passionate writers like you who aren’t afraid to mention how they believe. All the time go after your heart.

  38. Thank you for any other informative web site. Where else may I am getting that kind of info written in such a perfect means? I have a undertaking that I am simply now running on, and I have been at the glance out for such information.

  39. When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get four emails with the same comment. Is there any way you can remove me from that service? Bless you!

  40. Nice post. I used to be checking continuously this blog and I am inspired! Very useful information specially the remaining part 🙂 I take care of such info a lot. I used to be seeking this particular info for a long timelong time. Thank you and good luck.

  41. Someone necessarily help to make significantly articles I would state. This is the first time I frequented your web page and to this point? I amazed with the research you made to create this actual post amazing. Fantastic process!

  42. I know this if off topic but I’m looking into starting my own blog and was wondering what all is required to get setup?
    I’m assuming having a blog like yours would cost a pretty penny?

    I’m not very internet savvy so I’m not 100% sure. Any tips or advice would
    be greatly appreciated. Appreciate it

  43. Hi there just wanted to give you a quick heads up and let you know a few of the images aren’t loading correctly. I’m not sure why but I think its a linking issue. I’ve tried it in two different internet browsers and both show the same results.

  44. Neat blog! Is your theme custom made or did you download it from somewhere? A design like yours with a few simple adjustements would really make my blog shine. Please let me know where you got your design. Cheers

  45. Does your website have a contact page? I’m having problems locating it but, I’d like to send you an e-mail. I’ve got some suggestions for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it expand over time.

  46. Magnificent goods from you, man. I’ve consider your stuff prior to and you’re simply too fantastic. I really like what you’ve acquired here, really like what you’re stating and the way by which you assert it. You are making it entertaining and you still take care of to stay it sensible. I can not wait to read far more from you. This is actually a great site.

  47. what is a cto as a service cto as a service caas stands for the business
    advisory and technical implementation services provided
    by a chief technology officer for a startup a cto is
    an executive that meets a startup s technical needs and also coordinates its research and development
    he or she assesses both the short and long-term requirements of
    your business and leverages investment to enable your startup
    to achieve its objective the cto reports to the chief information officer cio and in some
    cases the chief executive officer ceo or the founder companies that don t have a cto or lack the
    knowledge of how to hire one can outsource the
    advisory and responsibilities of a cto to an external expert while the
    concept of cto as a service might still be new it is fast gaining momentum what are the benefits of cto as a
    service one of the notable benefits of cto
    as a service is that you only pay for the services you enjoy this is more
    like software as a service saas or platform as
    a service paas where you pay for cloud facilities you use your startup might not
    have the financial capability to bear the cost
    of hiring a full-time cto even if you do it makes a
    whole lot of sense to minimize cost and maximize your profitability by outsourcing your cto roles cto as a service
    what are the types of cto services cto types depend on the functions and the collaboration you expect from a cto complex and technical functions will require a full-time in-house cto while consulting and advisory services
    can necessitate hiring a part-time external cto nevertheless we can break cto services into five types full-time internal cto services one-time cto services full-time internal services a
    full-time internal cto services include technical and business support a full-time
    cto also offers full-time support in the aspects of business development planning and soft-skills management however you should know that going for this option will attract extra expenses for your startup for instance office rent hr
    expenses and miscellaneous expenses will be
    borne by you full-time offshore services outsourcing
    to a full-time offshore cto affords you the privilege of a full-time collaboration while
    you still pay the budget cto salaries in this case a specialist becomes an in-house expert with about 40 hours worked per week
    remotely part-time offshore or fractional cto services
    the cto in this category works the expected and agreed hours in the contract this option helps you evaluate what services are needed and the time
    it will take to complete them since it is cost-saving
    this option is the best when it comes to collaborating with an external cto one-time cto services this option is suitable for projectized
    companies the cto focuses on specific duties and processes specialists in the category are employed to troubleshoot technical areas or perform an audit interim cto services an interim
    cto is a technical expert hired to temporarily collaborate with a full-time internal cto
    and other c-level executives on some technical and
    business responsibilities the main aim of employing an interim
    cto is to help you invigorate your technology and processes and to assist your team in driving digital transformation cto services by
    startup growth stage every startup needs a cto to manage
    the technical aspect of the business it is therefore important to define the roles and functions they perform
    by startup growth stages prototype the prototype stage or the
    proof of concept poc is a phase in your startup s growth where you conduct a test to validate your idea or product to know how feasible it is for commercialization the role of a cto includes
    conducting feasibility studies prepare a document presentation or demo explaining
    the idea or product discovery phase most startups have brilliant
    ideas but lack execution if you fall into this category you only
    need to hire a cto to assist you with the discovery
    phase of your idea or product some of the responsibilities expected
    from a cto in this phase include architecture development save cost several
    startups need the services of a cto since they cannot employ a full-time it
    is cost-efficient to hire a part-time cto you will enjoy
    all the services you need at a budget price pay-per-use you
    don t incur additional expenses when collaborating with an external cto you only pay for the
    service rendered this is not so in the case of an in-house cto where you bear all expenses
    access a large talent pool outsourcing exposes you to a global talent pool an external cto also saves you development expenses independency improved agility while you can build
    your business using a trial-and-error approach to run your business
    you might be signing up for a long trip the input of a cto counts as you get to clarify and resolve technical and business
    issues which can create a lag in your business processes and
    startup growth conclusion cto as a service enables startups to harness the skills and experience of a full-time cto but at a more manageable cost with on-demand cto you are paying
    only for the technical leadership effort you need it can be a great and cost-effective solution for your immediate needs and long-term challenges

  48. Greetings from Ohio! I’m bored to death at work so I decided to check out your site on my iphone during lunch break. I enjoy the knowledge you present here and can’t wait to take a look when I get home. I’m shocked at how quick your blog loaded on my mobile .. I’m not even using WIFI, just 3G .. Anyhow, fantastic site!

  49. Good day! This is my first visit to your blog! We are a collection of volunteers and starting a new initiative in a community in the same niche. Your blog provided us valuable information to work on. You have done a outstanding job!

  50. After checking out a few of the blog posts on your website, I honestly like your way of blogging. I added it to my bookmark website list and will be checking back soon. Take a look at my web site as well and let me know what you think.

  51. I blog often and I truly thank you for your content.
    This great article has truly peaked my interest.
    I’m going to book mark your blog and keep checking for new information about once a week.
    I opted in for your RSS feed too.

  52. This is the right site for anybody who really wants to find out about this topic. You understand so much its almost hard to argue with you (not that I personally would want toHaHa). You definitely put a new spin on a topic that has been written about for a long time. Great stuff, just excellent!

  53. Hmm it seems like your website ate my first comment (it was extremely long) so I guess I’ll just sum it up what I had written and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog blogger but I’m still new to the whole thing. Do you have any tips and hints for inexperienced blog writers? I’d definitely appreciate it.

  54. Great article! This is the type of information that are supposed to be shared around the web. Disgrace on the seek engines for now not positioning this publish upper! Come on over and visit my web site . Thank you =)

  55. Hello, I do think your blog could be having internet browser compatibility problems.
    When I look at your web site in Safari, it looks
    fine but when opening in Internet Explorer, it has some overlapping issues.
    I just wanted to provide you with a quick heads up! Apart from that, excellent website!

  56. Это лучшее онлайн-казино, где вы можете насладиться широким выбором игр и получить максимум удовольствия от игрового процесса.

  57. Great beat ! I wish to apprentice even as you amend your web site, how could i subscribe
    for a weblog website? The account helped me a appropriate
    deal. I have been tiny bit acquainted of this your broadcast offered bright transparent idea

  58. Up until July 2017, bitcoin users maintained a common set of rules for the cryptocurrency. On 1 August 2017 bitcoin split into two derivative digital currencies, the bitcoin (BTC) chain with 1 MB blocksize limit and the Bitcoin Cash (BCH) chain with 8 MB blocksize limit. The split has been called the Bitcoin Cash hard fork. Monitor the status of your cryptocurrency order online – right up until it lands in your wallet To be clear, this digital wallet doesn’t hold actual coins (since bitcoins are intangible) and it doesn’t even hold any files. What it stores are your private keys, which are strings of numbers and letters that allow you to access your coins. A bitcoin key looks like this: 01TK23tktk4t5tk678TK9tk. If you’re considering this decentralized version of digital cash, you have a few different ways to buy bitcoins. You can buy them directly or indirectly from a few traditional brokers, as well as some newer upstarts. In fact, it’s easier than ever to buy bitcoins, and you can likely do it at a lower commission than before too.
    http://www.taehyunshop.com/bbs/board.php?bo_table=free&wr_id=102995
    Trading volume of CumRocket (cummies) in the last 24h was $N A, which is approximately 0.00% of its current market cap. Presently, the general cryptocurrency market sentiment is bearish as many major coins have lost a huge percentage of their initial value. When we look at the overall performance of CUMMIES, it might appear that it had held up well to the market pressure. But, what are the price forecasts for this token in the next ten years? Is CumRocket a good investment for your portfolio? Will the maximum price of this token be at a profitable level in 2025? What are the fundamentals underlying its creation and CUMMIES future price forecasts? I feel that this comment is: The world’s leading cryptocurrency exchange! 250+ coins, Margin trading, Derivatives, Crypto loans and more. Regulations governing cryptocurrencies vary by jurisdiction and may change over time, which could impact the legality and use of cryptocurrencies.

  59. สล็อตเว็บตรงKET789 ให้บริการเกมเดิมพัน
    สล็อตออนไลน์KET789 ได้เงินจริง
    หนึ่งในเกมเดิมพันออนไลน์ เล่นง่าย ที่ได้รับความนิยมมาก ๆ
    จากนักพนันทั่วโลก สล็อตแตกง่ายแตกหนัก
    มีจำนวนมากให้เลือกเข้าเล่นที่ เว็บสล็อตออนไลน์ ที่ดีที่สุด สามารถเข้ามาเล่นที่ เว็บสล็อตตรง ไม่ผ่านเอเย่นต์ ของเราได้เลย ที่มีความน่าเชื่อถือ เพราะปัจจุบันมีเว็บสล็อตออนไลน์ ได้เงินจริง ส่วนใหญ่มักจะมีการเลือกเล่นกับ
    สล็อตเว็บตรงไม่ผ่านเอเย่นต์ เราเองก็เป็นหนึ่งใน
    เว็บสล็อต อันดับ 1 ของโลก

    เริ่มต้นเล่น สล็อตแตกหนัก แตกจริงKET789
    ได้ตลอด 24 ชั่วโมงบน เว็บสล็อตออนไลน์ อันดับ 1 มีระบบ ฝาก-ถอนสะดวกที่สุด สล็อตทรูวอลเลท ฝากเร็วทันใจ และไม่ต้องโยกกระเป๋าเงินไปมาอีกด้วย เดิมพัน
    สล็อตออนไลน์ ที่ดีที่สุด ซึ่งเปิดให้เล่น สล็อต ครบทุกรูปแบบ ไม่ว่าจะเป็น สล็อตต่างประเทศ สล็อตโบนัส สล็อตแจ๊คพอต สล็อตค่ายนอก
    มีเกมให้เลือกเข้าไปใช้บริการมากมาย มากกว่า 1000 เกม
    ใช้งานแบบไม่มีความเสี่ยงกันเลยทีเดียว ยิ่งเล่นก็ยิ่งได้รับกำไร ถอนเงินได้ง่าย
    ไม่มีการโกงอย่างแน่นอนKET789
    https://citly.me/CvcpL

    https://d15yrdwpe4ks3f.cloudfront.net/Iamrobot/610745cfcd9bc25e46502aa3.html

    https://www.ket789.net/

    KET789VIP&CASINO-online
    เว็บสล็อตKET789 ที่ดีที่สุด ของเรา ให้บริการด้วย ระบบที่มีความทันสมัย อยากที่ทุกคนรู้
    ให้บริการการเล่นเดิมพันออนไลน์ ที่มีความน่าเชื่อถือ เป็น เว็บสล็อต ถูกกฎหมาย และสามารถเข้าไปเล่นได้จริง ๆ เกมสล็อตออนไลน์ ได้เงินจริง มีให้เลือกเล่นครบทุกค่ายเกม เว็บสล็อต เว็บตรง ไม่ผ่านเอเย่นต์ ของเรายังใช้งานได้อย่างสะดวกสบาย ด้วยการพัฒนาระบบ การเล่นสล็อต ที่ดีที่สุด เพื่อให้สามารถเข้าไป ปั่นสล็อต ได้อย่างปลอดภัย สัมผัสประสบการณ์เล่น สล็อตเว็บตรงแตกหนัก แตกจริง ใหม่ล่าสุด KET789

    เลือกเล่นKET789 สล็อตแตกง่าย แตกบ่อย กับ เว็บสล็อตออนไลน์ อันดับ 1 ของโลกKET789 จะต้องเลือก เว็บสล็อต ที่ดีที่สุด และจะต้องเป็น
    สล็อตเว็บตรง ไม่ผ่านเอเย่นต์ ของเราได้ง่าย ๆ เพียงแค่เข้ามา สมัครเว็บสล็อต ที่หน้าเว็บนี้ได้เลยเป็น เว็บสล็อต ออนไลน์ ถูกกฎหมาย ให้บริการด้วยระบบที่มีมาตรฐาน ทำให้การบริการมีความสะดวก
    พร้อมทั้งสามารถถอนเงินออกมาได้จริง ๆ ฝากเงิน ผ่าน เว็บ สล็อตทรู วอลเลท รองรับทั้งระบบปฎิบัติการ
    IOS หรือ Android ไปจนถึง คอมพิวเตอร์ โน้ตบุ๊ค
    IPAD

    https://citly.me/CvcpL

    https://d15yrdwpe4ks3f.cloudfront.net/Iamrobot/610745cfcd9bc25e46502aa3.html

    https://www.ket789.net/
    KET789VIP&CASINO-online
    เปิดให้การเดิมพันออนไลน์KET789 แบบถูกกฎหมาย ให้แฟน ๆ สล็อต สามารถเข้ามาเลือกเล่น เว็บสล็อตออนไลน์KET789 ใหม่ล่าสุด และดีที่สุด ซึ่งคนไทยเองก็สามารถสัมผัสการเล่น KET789สล็อตเว็บตรงไม่ผ่านเอเย่นต์ 2023 เข้าไปเล่นเดิมพันออนไลน์
    ที่ถูกกฎหมาย สร้างกำไรในหารเล่น สล็อตแตกหนัก แตกจริง ได้แล้ววันนี้ โดยเฉพาะในเรื่องของธีมเกมสล็อตต่าง ๆ ตอบโจทย์ผู้เล่นยุคใหม่ นำเกมสล็อตที่ดีที่สุด จาก ค่ายเกมสล็อตชั้นนำ มาให้เลือกเล่นมากมาย และแต่ละเกมก็จะมีรูปแบบแตกต่างกันออกไป

    ปัจจุบันเกมสล็อตออนไลน์ ค่ายเกมต่าง ๆ ที่นำมาให้นักพนันได้เลือกเล่นมีมากกว่า 20
    ค่ายเกมสล็อตแตกง่าย ไม่ว่าจะเป็น JOKER
    GAMING ,​PRAGMATIC PLAY , SLOTXO , SPINOMENAL ,​PG SLOT
    และอื่น ๆ อีกมากมาย ในการเข้ามาทำกำไร บอกเลยว่าทุกค่ายเกมสล็อตสร้างกำไรได้จริง
    สล็อตเว็บตรงแตกหนัก ของเรา มีให้บริการ สล็อตยอดนิยม ในการทำเงินให้แฟน ๆ สล็อตได้เลือกเข้าไปเล่น โดนแต่ละค่ายเกมมีความโดดเด่นมาก ๆ โดยเราจะแนะนำค่ายเกมที่ได้รับความนิยมKET789
    https://citly.me/CvcpL

    https://d15yrdwpe4ks3f.cloudfront.net/Iamrobot/610745cfcd9bc25e46502aa3.html

    https://www.ket789.net/
    เว็บพนัน KET789. สายพันธุ์ใหม่
    ด้วยทีมงานคนรุ่นใหม่ เราที่เป็นเว็บแบรนด์KET789ที่ได้รับมาตรฐานระดับสากล KET789ไม่ผ่านเอเย่นต์หรือตัวแทนต่างๆ มีสถานที่ตั้งอยู่ในคาสิโนต่างประเทศอย่างถูกต้องตามกฏหมายKET789 โดยเราคัดสรรบริการ
    การเดิมพันออนไลน์ ทั้งกีฬา บาคาร่า คาสิโนสด เกมส์ สล็อต ยิงปลา เราให้บริการผ่านระบบอัตโนมัติ รวดเร็ว ถูกต้อง แม่นยำ และปลอดภัยต่อข้อมูล ใช้งานง่าย สะดวก โดยที่ไม่ทำให้การเดิมพันของท่านติดขัด ใช้เวลาเพียงไม่กี่วินาทีเท่านั้น ฝากเงินได้จริง ถอนเงินได้จริง และสามารถเข้าเล่นได้จริง ระบบของเราเป็น คาสิโนสด บาคาร่าสด ที่มีการถ่ายทอดสดตรงจากคาสิโนในต่างประเทศ ไม่มีการตัดต่อวีดีโอ ทำให้ท่านสามารถมั่นใจได้ว่าKET789จะไม่มีการโกงหรือการทุจริตเกิดขึ้น
    https://citly.me/CvcpL

    https://d15yrdwpe4ks3f.cloudfront.net/Iamrobot/610745cfcd9bc25e46502aa3.html

    https://www.ket789.net/
    ปั่นสล็อตฟรี”,”เล่นเกมสล็อตออนไลน์”,”สล็อตเกมแตกดี”,”พนันออนไลน์”,”เว็บปั่่นสล็อตแท้”,”บาคาร่าออนไลน์”,”โบนัสบาคาร่า”,”แจกเครดิตปั่นสล็อต”,”เครดิตฟรีถอนได้”,”ฝากถอนทรูวอเล็ท”,”ฝากได้ไม่มีขั้นต่ำ”,”
    If some one wishes to be updated with most up-to-date technologies therefore
    he must be go to see this site and be up to date everyday.

  60. Good day I am so thrilled I found your weblog, I really found you by error, while I was searching on Digg for something else, Regardless I am here now and would just like to say thank you for a marvelous post and a all round enjoyable blog (I also love the theme/design), I don’t have time to look over it all at the minute but I have book-marked it and also included your RSS feeds, so when I have time I will be back to read a lot more, Please do keep up the awesome job.

  61. The bookmaker offers over 50 sports disciplines. For all official sports and eSports events it is available to place bets both in Pre-match and Live mode. The process of placing bets is quite simple due to the simple navigation, but to make it easier for you to do so, please use the instructions below: 1xBet offers fantastic features, casino games, and sports betting for Indians. Here we’ve gathered these features to see what you can find when you join 1xBet from India. Please note that this platform has made it simple for you to find any option you want on the site, as the navigation is intuitive and the site flows effortlessly: Evolution today announced the launch of its innovative Lightning Dice online live casino game in the United States. In case you wish to place bets on Sports or gamble at a Casino wherever you are and whenever you want, then you can get a mobile app of 1xbet. It is available absolutely for free to any wishing Indian player, and has all the same functionaliy as the official website, which means you will be able to register, log into your account, get a Welcome Bonus, deposit and withdraw money, and of course, place bets. 
    http://www.sugunpo.net/bbs/board.php?bo_table=free&wr_id=539071
    *We collect cookies for the functioning of our website and to give you the best experience. This includes some essential cookies. Disclaimer:Please play responsibly and at your own risk. Online Gambling, including casino, live casino, sportsbook, is forbidden in the following regions: Andhra Pradesh, Telangana, Tamil Nadu, Kerala, Karnataka, and Maharashtra. Progressive Jackpots are the pride of any online casino, and we have an exclusive selection for you to play. The jackpot rises with every spin, will you land a win? Our Progressive Jackpots are won daily. Luther is convinced the laws targeting gaming reflect a “resistance to change” among policymakers. Poker is not being played in dark, dingy and dubious clubs. On the contrary, the biggest name in Indian poker has had hedge fund managers, founders and entrepreneurs reach out to her for tips on how to play and improve their game.

  62. Ищете надежного подрядчика для устройства стяжки пола в Москве? Обратитесь к нам на сайт styazhka-pola24.ru! Мы предлагаем услуги по залитию стяжки пола любой сложности и площади, а также гарантируем высокое качество работ.

  63. Today, I went to the beachfront with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

  64. It is appropriate time to make a few plans for the future and it is time to be happy. I have read this publish and if I may just I want to suggest you few interesting things or suggestions. Perhaps you could write next articles relating to this article. I want to read more things approximately it!

  65. Wonderful goods from you, man. I’ve understand your stuff previous to and you’re just too great. I really like what you’ve acquired here, really like what you’re stating and the way in which you say it. You make it entertaining and you still take care of to keep it smart. I can not wait to read far more from you. This is actually a terrific site.

  66. Более качественной и быстрой услуги, чем механизированная штукатурка стен, вы не найдете. Специалисты с сайта mehanizirovannaya-shtukaturka-moscow.ru вам в этом помогут.

  67. Nice blog here! Also your site loads up fast! What host are you using? Can I get your affiliate link to your host? I wish my site loaded up as fast as yours lol

  68. I was wondering if you ever considered changing the page layout of your site? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having one or two images. Maybe you could space it out better?