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Mastercard and Visa have reached a $30 billion settlement, and that means small businesses will pay less to credit card companies whenever a customer pays with a credit card.
This is part of an anti-trust lawsuit brought against the two companies back in 2005.
One business owner says this is good news because owning a small business is already tough in this economy.
Small businesses have to pay a percentage back to credit card companies like Visa and Mastercard whenever customers use a card to pay.
Ashley Ryan is the Owner of Stash Apparel and Gifts on Brookside and says customers almost always pay with a credit card.
“We live in such a digital age that everything is connected to credit cards and how you can get points and what apps you’re using,” said Ryan. “The cash that we collect is very, very rare. It’s few and far between. Spanning over 13 years, it used to be something. Like the drawer was super important, and you would count it throughout the day, multiple times. But cash doesn’t exchange hands very often.”
She says right now, they pay about 3 to 4 percent for every transaction, and that adds up over time.
“When you look at what you’re spending in credit card fees every year, it is astronomical,” said Ryan. “You could have a whole salary employee for that.”
Ryan hopes the lower fees will help lower her costs.
She says customers like to use cards because it’s convenient for them and they like to get rewards.
“The amount that leaves the community is large,” said Ryan. “So if you get more miles, or more points, or a bigger kickback, that comes at our expense. So we’re charged higher fees on those.”
She says any way for her business to save money will be a welcome change.
“Everything comes at a price, it feels like, especially owning a small business,” said Ryan. “Expenses are really, really high. Spending is down, everything costs so much. So, I think shaving it down at least gives us a fair chance.”
The settlement still needs to be approved by a federal judge.
The fees businesses pay will be capped until 2030, when both sides would renegotiate.
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Терапия наркотической зависимости представляет собой значимый этап в жизни людей, страдающих от данного недуга. Употребление наркотических веществ оказывает губительное воздействие на физическое и психическое состояние человека, а также на его окружение. Однако современные методы предлагают различные спектр терапевтических методов и программ для избавления от этого недуга.
Медицинское терапия наркотического состояния начинается с детоксикации – этапа очищения организма от наркотических веществ. Этот этап может сопровождаться использованием специальных медикаментов, направленных на уменьшение симптомов отмены и облегчение процесса оздоровления. Для поддержания стабильного состояния и снижения привыкания к употреблению наркотиков часто используется заместительная терапия.
Лечение наркомании — это комплексный и многоаспектный процесс, требующий интегрального подхода и взаимодействия как подвергшихся, так и со стороны специалистов. Однако практика принципов и методов, указанных в тексте, может значительно усилить эффективность лечения и помочь пациентам вернуться к здоровой и полноценной жизни.
Медицинская помощь наркотической болезни представляет собой серьезный этап в жизни людей, страдающих от данного недуга. Употребление наркотических веществ оказывает деструктивное воздействие на физическое и психическое состояние человека, а также на его окружение. Однако современная медицина предлагают разнообразный спектр лечебных методов и техник для победы этого недуга.
Медицинское терапия наркотической зависимости начинается с детоксикации – процедуры очищения организма от наркотических веществ. Этот этап может сопровождаться использованием специальных медикаментов, направленных на уменьшение симптомов отмены и облегчение процесса излечения. Для поддержания стабильного состояния и снижения тяги к употреблению наркотиков часто используется заместительная терапия.
Лечение наркомании — это запутанный и многофакторный процесс, требующий комплексного подхода и единой работы как пациентов, так и специализированных специалистов. Однако применение принципов и методов, изложенных выше, может значительно поднять эффективность лечения и помочь пациентам вернуться к здоровой и здоровой и радостной жизни.
Терапия наркотического состояния представляет собой серьезный этап в жизни людей, страдающих от данного недуга. Наркопотребление оказывает губительное воздействие на физическое и психическое состояние человека, а также на его близких. Однако современные методы предлагают многочисленный спектр терапевтических методов и программ для победы над этого недуга.
Медицинское воздействие наркозависимости начинается с детоксикации – стадии очищения организма от наркотических веществ. Этот этап может сопровождаться использованием конкретных медикаментов, направленных на уменьшение симптомов отмены и облегчение процесса улучшения. Для поддержания стабильного состояния и снижения соблазна к употреблению наркотиков часто используется заместительная терапия.
Лечение наркомании — это запутанный и многофакторный процесс, требующий обширного подхода и скоординированных действий как пострадавших, так и медицинского персонала. Однако применение принципов и методов, приведенных выше, может значительно повысить эффективность лечения и помочь пациентам вернуться к здоровой и здоровой и радостной жизни.
Лечение наркотической зависимости представляет собой значимый этап в жизни людей, страдающих от данного недуга. Наркопотребление оказывает деструктивное воздействие на физическое и психическое состояние человека, а также на его близких. Однако современные технологии предлагают различные спектр лечебных методов и техник для победы над этого недуга.
Медицинское излечение наркотического состояния начинается с детоксикации – стадии очищения организма от наркотических веществ. Этот этап может сопровождаться использованием выделенных медикаментов, направленных на уменьшение симптомов отмены и облегчение процесса оздоровления. Для поддержания стабильного состояния и снижения привыкания к употреблению наркотиков часто используется заместительная терапия.
Лечение наркомании — это комплексный и многофакторный процесс, требующий полного подхода и скоординированных действий как подвергшихся, так и со стороны специалистов. Однако применение принципов и методов, изложенных выше, может значительно усилить эффективность лечения и помочь пациентам вернуться к здоровой и благополучной жизни.
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